Every
SECURiMENT PLAN
answers 10 critical questions
DOES YOUR PLAN?
To gauge whether you’d benefit from a Fiduciary-Prepared Plan, go ahead and rate yourself against these 10 essential criteria. If you aren’t 100% certain on all the answers, it may be time to consider having a tailored retirement plan created for you.
1.
Will I have enough to enjoy my life?
Will my retirement paycheck be enough to give me the lifestyle I want? How much can I confidently spend in the early years without risking comfort later on?
2.
When can I finally stop working?
Retirement is the light at the tunnel's end, but deciding when to stop working depends on more than age—it’s about savings, goals, and planning.
3.
Can my plan handle the unknowns?
What are the odds my retirement plan will withstand the twists and turns of life? Will my money last in uncertain markets and changing economies?
4.
When should I claim Social Security?
Given my unique situation and income sources, when is the smartest time to claim Social Security to maximize my benefits without leaving money on the table?
5.
Am I minimizing my tax burden?
I need my money and don’t want to give more than necessary to the government. How can I be sure I’m paying the bare minimum in taxes? I’m not fully clear on the ins and outs of Roth conversions—could I be paying more than I have to?
6.
How can I save even more now?
Am I doing everything I can to grow my savings before retirement? Are there additional steps like catch-up contributions or Roth conversions that I’m overlooking?
7.
How will inflation impact my future?
Will inflation erode my retirement savings over time? Can I accurately plan for rising costs while keeping my spending on track?
8.
Am I balancing risk and growth wisely?
Is my investment strategy balanced to grow my nest egg without putting my essential expenses at risk? Do I have the right mix of growth and safety for a secure future?
9.
Have I planned for healthcare costs?
Will rising healthcare costs drain my savings? Should I consider long-term care insurance or other protections to avoid financial strain?
10.
What legacy will I leave behind?
Will I be able to leave a meaningful legacy for my loved ones? Are there strategies to maximize my estate and make a lasting impact?
If you couldn’t answer each question with 100% certainty, you’re not alone—and that’s exactly why we’re here. A Fiduciary-Prepared Retirement Plan can bring clarity and confidence to every retirement decision, ensuring your plan is built entirely around your goals, your values, and your future. Don’t leave your retirement to chance.
Fill out the form below to start building a personalized, unbiased retirement plan or speak to us about our services. During our initial call, we’ll discuss our one-time fee and outline the next steps in the SECURiMENT™ process.
Questions people have...
Are you selling something?
Yes, advice! Our business is primarily preparing retirement plans and helping you by answering your questions. We do manage money for many clients but we start every relationship out with a financial plan. We find this works best for our clients.
What do you charge?
We charge anywhere from $1,500 to $2,500 per plan. The difference depends on the level of analysis needed to make you comfortable. At the higher range, we support you for a full year after we deliver your plan. If you become an asset management client, we refund your planning fee.
What if I just have a few questions
We offer hourly consulting. It's $300 dollars per hour or $500 for two hours.
How are you different?
If an advisor jumps straight to rolling over your money or recommending investment solutions without thoroughly understanding your financial picture, it’s a red flag. At SECURiMENT™ Wealth Management, we take a different approach—starting with a comprehensive financial planning process.
We begin with interviews, document gathering, and building a customized financial model, all while getting to know you as a person. It’s only after we understand your relationship with money, your past financial decisions, and your future goals that we offer investment recommendations aligned with your needs.
Financial plans aren’t one-size-fits-all or static. Your plan will evolve with life’s changes—whether that’s a shift in income, health, family, or personal preferences. As your financial plan adapts, it helps guide smarter, more aligned investment decisions that reflect your unique circumstances.
How can I learn more about you and your services
Simply fill out the form below and you will be directed to our calendar
A word from our clients
(All testimonials are from current clients who were not compensated for their comments)
"I am so happy to be working with Darryl Rosen. I appreciate that he reaches out regularly to review my portfolio and answer my questions. He is extremely knowledgeable and always a pleasure to talk to. Darryl has provided me more peace of mind and I have been happy with the performance of my portfolio."
Janet
"Darryl’s $$ plan and decisions are always in my best interests. He does for me what he does for his own family. And he always checks with me and plans with me the money moves to make given where I am at in my life and what’s happening in the market."
Lynne & Bob
"I did all the “things” I was told to do: investing in my company's 401K, etc. But I still had NO IDEA what I would need for retirement and the future as one of my financial fears. Darryl helped me understand how to use my resources to set myself up for a retirement where I WOULD NOT worry about my future!"
Sara & Troy
Fiduciary Financial Advisors
Business Info
Address: 1821 Walden Office Square, S-400, Schaumburg, IL 60173
Phone: 312-617-8936
Email: darryl@MySECURiMENT.com
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rose Advisory Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by BCM. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.